Inspirato Club vs. Pass: Key Differences You Need to Know

Inspirato has two main ways to join: Club (pay member rates per stay) or Pass (an annual, “no nightly rates” style membership). Here’s the cleanest way to decide which one fits your travel style.

To help you better understand the program and decide, I have written this article to provide an overview of the Inspirato Club program, how it works, and how it is different from the Pass Program (which is detailed in our In-Depth Inspirato Pass Review article).

Quick answer: Club vs. Pass in plain English

Choose Inspirato Club if…

• You want access to Inspirato’s portfolio and service, but you prefer to pay nightly rates when you actually travel.
• You travel less frequently, travel on very specific dates, or you don’t want a large all-in annual commitment.
• You like the idea of member benefits plus discounted rates, but want the flexibility to “sit out” a year where you travel less.

Choose Inspirato Pass if…

• You want a simpler “membership covers the stay” model (no nightly rates for included Pass trips).
• You travel often enough that a large annual fee can make sense.
• You’re comfortable working within Pass rules (notably, trip length ranges and limits on how many reservations you can hold at once).

What is Inspirato Club and How Does it Work?

Inspirato Club is the classic vacation-club model:

• You pay a one-time initiation fee and then annual dues to be a member.
• You then book homes/hotels/experiences at member nightly rates.
• You get the service layer: planning support, on-the-ground help, and the “Care” team experience that Inspirato is known for.

Club is typically the better fit if you want Inspirato’s quality and service, but you don’t want your value tied to traveling “enough” to justify an all-in annual Pass fee.

How Inspirato Pass works (current Pass)

Inspirato Pass is positioned as an annual membership that simplifies trip costs:

• You pay an annual subscription fee.
• You book trips that are typically two to seven nights.
• You can hold up to two active reservations at a time.
• For included Pass trips, Inspirato markets the benefit as no nightly rates, taxes, or fees (you still pay for flights, transportation, and any incidentals charged during your stay).

Pass is usually the better fit for travelers who want to take multiple trips per year and prefer an all-in approach over comparing nightly rates for each reservation.

Cost comparison (what to know before you decide)

Pricing and offers can change, and Inspirato sometimes presents multiple Club options (including a one-year offer). The most important takeaway is the structure:

• Club: lower barrier to entry, but you pay nightly rates when you book.
• Pass: higher annual fee, but included Pass trips are priced without nightly rates.

Topic	Inspirato Club	Inspirato Pass
Upfront cost	Initiation fee + first-year dues	Annual subscription fee
Ongoing cost	Annual dues	Annual subscription fee
Trip pricing	You pay nightly rates	Included Pass trips marketed without nightly rates/taxes/fees
Best fit	Fewer trips / fixed dates / pay-as-you-go	Frequent travel / simplified costs / flexible planning

Booking flexibility and availability: the part that matters most

This is where most people make (or break) the decision.

With Club

• You’re generally shopping member rates and booking specific properties/dates like you would with other high-end travel programs—subject to availability.

With Pass

• Your planning is shaped more by Pass trip options and rules (trip lengths and reservation limits).
• If you like to plan multiple vacations at once, the “two active reservations at a time” rule is a big factor.

If your travel is highly date-specific (spring break week, a fixed holiday, a wedding weekend in one destination), Club often feels more straightforward. If you’re more flexible and you travel frequently, Pass can feel simpler.

What you get with both (and what you should not assume)

Both Club and Pass are designed around Inspirato’s “full-service” positioning: planning help, pre-trip coordination, and an on-site support experience.

Two important realities:

• Flights are not included (in general you should assume you’re paying airfare/transportation separately).
• Property-level rules still apply (for example: pets are typically prohibited unless a specific listing says otherwise—see my Inspirato pet policy guide).

Which one should you choose? A practical decision framework

Choose Club if you fall into any of these:

• “Some years we travel a lot, some years we don’t.”
• “We want Inspirato’s quality and support, but we’re okay paying nightly rates.”
• “Our dates are fixed and we don’t want rules dictating how/when we can reserve.”

Choose Pass if you recognize yourself in any of these:

• “We take multiple luxury trips per year and want a simpler pricing model.”
• “We’re flexible enough to work within Pass trip length rules.”
• “We like the idea of paying one annual fee and then focusing on selecting and booking trips.”

The simplest way to sanity-check the economics

• If you’ll take one big trip per year: Club often wins on flexibility.
• If you’ll take several trips per year and you’re comfortable with Pass rules: Pass can win on simplicity (and potentially value), but only if you actually travel enough.

What to read next (internal guides)

If you’re still deciding, these two guides usually answer the remaining questions people have:

• Inspirato Pass review (first-hand experience + what changed)
• Inspirato cancellation policy (critical before you join)

Conclusion: My take on Club vs. Pass

If you’re trying to choose between Inspirato Club and Inspirato Pass, the decision usually comes down to one question:

Do you want to pay per stay (Club), or do you want an all-in annual model with rules (Pass)?

Club is typically the safer choice if you travel a few times a year, your dates are fixed (school breaks, holidays, weddings), or you simply don’t want your “value” tied to taking enough trips to justify a large annual fee. You still get Inspirato’s service layer and access to the portfolio, but you keep more flexibility in years when travel plans change.

Pass tends to make the most sense for travelers who take multiple luxury trips per year, can plan around the program’s reservation rules, and prefer simplicity over comparing nightly rates every time they book. When it fits your travel pattern, it can feel very easy—pay the annual fee, pick trips, and go.

If you’re on the fence, the best next step is to do a quick reality check: list the trips you’re likely to take in the next 12 months (destinations and approximate dates), then ask yourself whether you’d rather (1) book those as paid nights at member rates, or (2) commit to an annual model and work within Pass rules. That one exercise usually makes the right choice obvious.

And if you haven’t already, read my Inspirato Pass review next—because the “how it feels to use” factor (especially around availability and planning) matters as much as the pricing structure.

Frequently Asked Questions