Travel Insurance Cost Estimator

Step 1 — Trip Details

Total Trip Cost

all prepaid trip expenses

Non-Refundable Amount

flights, deposits, tours…

Trip Length total days away

Step 2 — Traveler Profile

Number of Travelers all covered travelers

Age of Oldest Traveler age is a major cost driver

Destination affects medical coverage cost

Step 3 — Coverage Type

Select the type of coverage you're shopping for. The estimator will show a range for each type and explain what's included.

Primary Coverage Need determines base rate used

Pre-Existing Conditions waiver adds cost if purchased early

Step 4 — Premium Credit Cards You Hold (Optional)

Your card's built-in coverage may reduce what you actually need to buy. Selecting a card adjusts the recommendation.

Chase Sapphire Reserve $10,000/person trip cancellation • Trip delay • Baggage • No emergency medical abroad

American Express Platinum $10,000/trip cancellation total • Trip delay • Baggage • No emergency medical abroad • Full trip must be charged to card

Your Estimated Cost

Coverage Type

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As % of Trip Cost

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of total trip cost

Card Coverage Gap

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Coverage Type Cost Comparison

Estimated premium ranges for your trip across all coverage types — so you can see exactly what each option costs relative to what it covers.

Coverage Type	Estimated Range	Reimbursement	Medical Abroad	CFAR	Best For

What Your Selected Coverage Includes

Things to Know Before You Buy

Ready to Get an Actual Quote?

These are estimates — actual premiums vary by insurer. SquareMouth compares 30+ travel insurance providers so you can see real quotes for your exact trip.

Compare Real Quotes on SquareMouth →

Premium estimates are based on industry averages and are for planning purposes only. Actual premiums vary significantly by insurer, state of residence, specific policy terms, and traveler health history. Always obtain a formal quote before purchasing. MilePro.com earns affiliate compensation from links on this page.